body {
	font: 100% Verdana, Arial, Helvetica, sans-serif;
	color: #a5184a; 
	background-color: #cccccc;
/*	background-image: url(background.gif); */
	text-align: center;
	margin: 0px;
	padding: 0px;
}
#holder {
	width: 770px;
	background: #FFFFFF;
	text-align: left;
	margin: 0 auto 0 auto;
}
#header {
	background: #ffffff; 
}
#nav {
	width: 200px;
	float: left;
	padding: 0px 10px;
}
#content {
	margin: 0 0 0 205px;
	padding: 15px;
}
#content h3 { 
	color:#08428c; 
}
#content img.left { float:left;
	margin-right:15px;
	}
#content img.right { float:right;
	margin-left:15px;
	}
#content td { 
	font-size: 80%;
	}
#footer {
	padding: 1px;
	border-top: 1px solid #08428c;
	font-size: 80%;
	color: #736B5E;
}
.callout {
	font: bold 120% Georgia, "Times New Roman", Times, serif;
	color: #a5184a;
	margin: 0;
	padding: 20px 10px;
}
.calloutblack {
	font: bold 120% Georgia, "Times New Roman", Times, serif;
	color: #000000;
	margin: 0;
	padding: 10px 5px;
}
.brclear { 
     clear:both; 
     height:0; 
     margin:0;
     font-size: 1px;
     line-height: 0px;
}
p {
	font-size: 80%;
}

#content p {
	line-height: 130%;
}

#nav a:link, #content a:link, #footer a:link { 
	color: #08428c;
	text-decoration: none;
}

#nav a:visited, #content a:visited, #footer a:visited { 
	color: #08428c;
	text-decoration: none;
}

#nav a:hover, #nav a:active, #nav a:focus, #footer a:hover, #footer a:active, #footer a:focus{  
	font-weight: bold;
	color: #a5184a;
	text-decoration: underline;
}

#content a:hover, #content a:active, #content a:focus {  
	color: #a5184a;
	text-decoration: underline;
}